What If I Still Have a Mortgage?

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✅ No Problem — Most Sellers Still Have a Mortgage

You don’t need to pay off your loan before selling. In fact, most of the sellers we help still have a balance due on their property.

🔍 Here’s How It Works:

  1. We make you a cash offer for the property

  2. When we close, the title company pays off your mortgage directly using our funds

  3. You get the rest of the money — whatever is left after your loan is paid off

    Example: You owe $75,000 and we offer $100,000 — the bank gets $75K, and you walk away with the remaining $25K (minus any taxes or liens)

🧾 You Don’t Need to Do Anything

  • We contact the title company

  • They request your official loan payoff statement

  • They handle the paperwork and make sure your lender is paid

❌ What You Don’t Have to Do:

  • You don’t need to contact the bank

  • You don’t need to bring money to the table

  • You don’t have to guess what’s owed — we’l help verify everything

🟢 What If You Owe More Than We Offer?

If your mortgage is more than the offer, we will let you know upfront. In some cases, we can work with your lender through a short sale.